Congratulations, new graduate!  Now that you have your sheepskin in hand, it’s time to really grow up and start accreting personal wealth. But first, let’s assume a few things: 1. You’re not pursuing a graduate degree. 2. You have a plan to obtain whatever professional credentials or certifications you need or want. 3. You’re circumstances don’t…

After accumulating many assets over the years, you want a way to pass them on to your beneficiaries and do it as cost-effectively as possible. Many cost-effective strategies are available to pass an estate and assets to your loved ones. Establish a Trust One of the best ways to do it, which is expensive, is…

Having a small business often means that it is the only income available to support a family. Fluctuations in business can result in money being tight at times. In the event of the business owner dies, the family can suddenly be put into dire straits financially, with the only way out being to sell the…

“The more doses on average you have in a region within the United States, the bigger increase in mortality that region has had in 2022 when compared to 2021,” said Josh Stirling, an insurance research analyst who has been dissecting alarming trends in life insurance, mortality and disability data over the past couple of years….

“The more doses on average you have in a region within the United States, the bigger increase in mortality that region has had in 2022 when compared to 2021,” said Josh Stirling, an insurance research analyst who has been dissecting alarming trends in life insurance, mortality and disability data over the past couple of years….

“The more doses on average you have in a region within the United States, the bigger increase in mortality that region has had in 2022 when compared to 2021,” said Josh Stirling, an insurance research analyst who has been dissecting alarming trends in life insurance, mortality and disability data over the past couple of years….

By Elliot Raphaelson From Tribune Content Agency Although Ed Slott (IRAhelp.com) is an expert in IRAs and other retirement plans, he consistently points out that permanent life insurance has significant advantages for long-term retirement planning. The ramifications of the SECURE Act of 2019 only magnify these advantages in contrast to investing through taxable retirement accounts….

The life insurance industry has permanently changed due to COVID-19. The pandemic and the large number of deaths caused by it produced a rush to get life insurance policies—which has placed a degree of uncertainty in the marketplace with insurers trying to calculate just how much to charge. The biggest problems that the industry faces…

Building a business is challenging, but keeping that business going after you’re gone is another challenge. So, clear succession plans for a small business are vital. But funding these plans is just as important. Life insurance can be used to fund succession strategies for small businesses. It’s a way of protecting both the company and…

One of the things you need to prepare for when you’ve reached your retirement age is your will. It is a document that lists all your properties and assets and how you want them to be distributed when you’re no longer here. While it might seem too soon to think about this uncomfortable topic, it’s…