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homeownership – XtremeCuztoms

Category: homeownership

Don’t Buy a Home When You’re Broke and in Debt

Dear Dave, I’m thinking more seriously about buying a home in the next year or so. It seems like the housing market has cooled off a bit, so I am also planning to get a secured credit card to help me rebuild my credit score in the meantime. I make $60,000 a year, and I…


Single Women Own More Homes Than Single Men in Most US States

Single women now own more homes than single men in most U.S. states for the first time in the nation’s history, according to a recent study. In an analysis of U.S. Census Bureau data from 2021, LendingTree released a report that found that single women who lived by themselves were outpacing single men in homeownership in 48 out…


Millennial Money: Prepping to Buy a Home or Invest in 2023?

It has been quite the year. In 2022, we’ve lived through high inflation, stock market lows, housing market frenzies and ongoing Federal Reserve rate hikes. Although we don’t have a crystal ball to predict what will happen to the economy next year, we could use this year’s events as a guide: Things may continue to…


A Travel Agent for Guilt Trips

Dear Dave, My dad and his wife asked my husband and me for $55,000. They want the money so they can pay off their debt. We’re debt-free and have a net worth of between $2 million to $3 million, but we’re also retired. We don’t keep that much in the bank, so we’d have to…


California to Help First-Time Homebuyers With Down Payment

SACRAMENTO—Lawmakers are pulling funds together for a billion-dollar proposal to help first-time home buyers cover their down payment, as part of the 2022–2023 state budget signed by Gov. Gavin Newsom June 27. Proposed by California Senate President Pro Tempore Toni Atkins (D-San Diego), the “California Dream for All” program would help pay 17 percent of…


I’m Not Doing That

Dear Dave, My wife and I are empty-nesters, and our house is too big for just the two of us now. We talked about selling the house and moving into an apartment in a multi-use development with retail and restaurants that we go to several times a week, then in a year or so, buying…


Housing: Poised for Trouble

Commentary For the moment, residential real estate seems to vibrate between powerful positive and negative forces. Their interplay will likely produce an uneven picture for the next few months. But in the fullness of time—say, late this year and certainly by 2023—the negative influences will predominate. The sector will suffer a correction, nothing like 2008…


Canadians Increasingly Putting Plans to Buy Home on Hold: Scotiabank

Canadians are increasingly putting their plans to buy a home on hold over economic uncertainty, a poll from Scotiabank says. “It’s no surprise that a perfect storm made up of the rising cost of living, housing supply shortages, and increased demand has caused Canadians to feel like homeownership is out of reach,” said John Webster,…


Canadians Increasingly Putting Plans to Buy Home on Hold: Poll

Canadians are increasingly putting their plans to buy a home on hold over economic uncertainty, a poll from Scotiabank says. “It’s no surprise that a perfect storm made up of the rising cost of living, housing supply shortages, and increased demand has caused Canadians to feel like homeownership is out of reach,” said John Webster,…


You’re Wrong Premier Dan Andrews, Young Aussies Still Dream of Owning Homes

Commentary The ability to own one’s home is central to the Australian way of life. Saving up for a deposit and being able to pay off a mortgage is the greatest sign of independence and personal responsibility in our society. Yet the Victorian Premier Dan Andrews recently told The Guardian that the “great Australian dream”…